| Based on LKAS 39 | Based on SLFRS 09 | |||||||||
| LKR Mn |
For the 9 months ended 31 December |
For the year ended 31 December |
||||||||
| 2014 | 2015 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| Bank | ||||||||||
| Operating results | ||||||||||
| Total income | 10,481 | 10,394 | 10,036 | 26,754 | 35,942 | 39,154 | 43,297 | 43,300 | 42,649 | 73,008 |
| Profit before income tax | 3,211 | 3,771 | 1,589 | 4,414 | 5,792 | 4,233 | 2,989 | 3,398 | 4,326 | 2,439 |
| Income tax expense | 623 | 531 | 521 | 1,125 | 1,377 | 1,464 | 915 | 1,010 | 1,105 | (74) |
| Profit after tax | 2,587 | 3,240 | 1,068 | 3,289 | 4,415 | 2,768 | 2,074 | 2,388 | 3,222 | 2,513 |
| Statement of financial position | ||||||||||
| Assets | ||||||||||
| Cash and short-term funds | 4,245 | 2,296 | 9,859 | 13,745 | 21,355 | 17,307 | 14,282 | 28,040 | 26,336 | 40,378 |
| Loans to and receivables from banks and other customers | 62,575 | 73,933 | 160,548 | 185,872 | 213,704 | 249,691 | 272,818 | 306,062 | 365,901 | 369,072 |
| Financial investments | 25,609 | 29,909 | 71,233 | 84,675 | 91,330 | 97,165 | 108,170 | 120,932 | 81,223 | 115,696 |
|
Investment in associate, joint venture and subsidiary companies |
6,659 | 6,648 | 823 | 902 | 957 | 957 | 978 | 1,008 | 1,008 | 1,025 |
| Other assets | 1,853 | 1,826 | 3,688 | 4,919 | 5,761 | 9,788 | 8,649 | 9,035 | 11,038 | 39,755 |
| Total assets | 100,941 | 114,612 | 246,151 | 290,112 | 333,107 | 374,908 | 404,897 | 465,077 | 485,505 | 565,926 |
| Liabilities | ||||||||||
| Due to depositors | 16,630 | 22,485 | 110,891 | 140,514 | 193,308 | 242,238 | 247,787 | 310,027 | 319,861 | 370,314 |
| Due to other borrowers | 45,262 | 46,346 | 87,379 | 97,291 | 84,607 | 82,614 | 102,910 | 97,406 | 107,623 | 131,708 |
| Other liabilities | 1,639 | 1,686 | 5,062 | 6,457 | 7,316 | 6,210 | 6,720 | 8,287 | 9,035 | 13,183 |
| Equity | 37,410 | 44,095 | 42,819 | 45,850 | 47,877 | 43,846 | 47,480 | 49,357 | 48,986 | 50,721 |
| Total equity and liabilities | 100,941 | 114,612 | 246,151 | 290,112 | 333,107 | 374,908 | 404,897 | 465,077 | 485,505 | 565,926 |
| Return on equity (Profit after tax) (%)* | 10.6 | 12.8 | 5.0 | 10.99 | 13.4 | 7.6 | 7.6 | 5.6 | 7.1 | 5.1 |
| Return on total assets (Profit before tax) (%)* | 3.0 | 3.5 | 1.0 | 1.30 | 1.48 | 0.80 | 0.78 | 0.79 | 0.92 | 0.46 |
| Earnings per share (LKR) | 9.76 | 12.22 | 4.03 | 12.41 | 16.65 | 10.44 | 7.14 | 7.83 | 10.14 | 6.75 |
| Market value per share (LKR) | 143.9 | 202.8 | 168.1 | 122.50 | 124.00 | 93.00 | 91.90 | 65.30 | 60.00 | 32.00 |
| Price earnings ratio (times) | 14.7 | 16.6 | 41.7 | 9.87 | 7.45 | 8.91 | 12.87 | 8.34 | 5.92 | 4.74 |
| Earnings yield (%) | 6.8 | 6.0 | 2.4 | 10.13 | 13.43 | 11.23 | 7.77 | 11.99 | 16.90 | 21.10 |
| Dividend per share (LKR) | 5.50 | 6.00 | 2.5 | 4.5 | 5.0 | 3.5 | 3.0 | 3.0 | 3.0 | 2.0 |
| Dividend cover (times) | 2.0 | 2.2 | 0.7 | 4.96 | 3.70 | 2.09 | 2.04 | 2.62 | 3.51 | 2.61 |
| Gross dividend (LKR Mn) | 1,325 | 1,458 | 1,591 | 663 | 1,193 | 1,325 | 928 | 913 | 918 | 962 |
|
Liquid assets to liabilities (as specified in the Banking Act No. 30 of 1998), (%) |
77 | 48 | 22 | 27 | 27 | 24 | 27 | 35 | 21 | 26 |
| Number of employees | 477 | 495 | 1445 | 1,642 | 1,770 | 1,860 | 2,076 | 2,072 | 2,191 | 1,989 |
* After eliminating fair value reserve